Refer a mate to Athena and score
Your mates can help you pay down your home loan even more!
Benefits with friends
If you're an Athena customer, refer a friend and we'll pay you and your mate $250 each, when your friend settles. It's unlimited, so the more friends you refer, the more you can earn!
How to play
We thank you both
Once your mate settles, we’ll pop $250 into your Athena redraw accounts. Keep it in to pay down your loan faster, or take it out to have some fun.
Grab your code
Check your email and SMS for your unique Refer-A-Mate code.
Spread the love. Refer a mate
Tell your friends how good Athena is and share your code with them. There’s no limit to how many referrals you can make! Just remember they must be a new customer.
Your mate joins Athena
They apply and include your code into their Athena application form.
We have a WINNER!
Congratulations to Matthew & Hilary from NSW who have just won their home loan paid for an entire year by Athena!
For the last 6 months we've been running the Ultimates Lottery exclusively for Athena customers, giving them the chance to win when they refer their mates.
Just another way we're helping Australians pay down their home loan faster 🤩
Check your email and SMS for your code. Can’t find it? No worries! Send us an email or SMS and we’ll let you know.
If you’ve just settled your Athena home loan, we’ll email and SMS your code within 7 days from your settlement date.
Yes, absolutely! If you are super popular (which you probably are), there are no limits on the number of customers you can refer to us. We’ll pay you and your friend the bonus after they settle but not for each customer if they take out a joint loan.
If your friend decides to move multiple properties to Athena in one go, we’ll pay you and your friend $250 each for every loan that settles.
An eligible referral is a new customer that has never settled an Athena loan before. They must submit an application with your Refer-A-Mate code and settle on an Athena loan. If they want to settle multiple loans with Athena, they must submit all loan applications on the same date for each loan to qualify for the Ultimates Referral bonus.
- Your mate is not a new customer and has settled on an Athena loan before;
- The second person on a joint loan;
- If you refer yourself (sneaky);
- When you refer someone who has already been referred by you or anyone else; or is already an Athena customer at the time of the loan settling or has submitted an application; or
- Where there are any discrepancies between the details of the friends you referred and the Athena customer that settled.
Your bonus will be paid directly into your Redraw account within 14 days of your friend’s settlement date. Once it’s there, it’s up to you what you do with it; transfer it or keep it in there and pay your loan down faster. For privacy reasons, we can’t disclose the status of your friend’s application but once they settle, we’ll get in touch!
Yes you can! The more the merrier! Here are some ways you can share your code:
- Share your code on social media – add it to your IG bio or share it on FB!
- Share your code on forums where you think people will be interested (just make sure you don't break any forum rules)
- Tattoo on your forehead – no just kidding!
Most of the time this means your friend didn't submit their loan application with your unique code. Unfortunately, we can only provide the bonus when new customers apply and settle with your unique Refer-A-Mate code.
We'll pay the bonus directly into your Athena Redraw account within 14 days of your friend's settlement date
Refer-A-Mate codes are only valid for customers who have at least one open settled Athena home loan.
TERMS AND CONDITIONS – ULTIMATES REFERRAL
Athena reserves the right to amend, suspend or terminate the Ultimates Referral program at any time without notice. We will honour any valid referrals sent to us before we do so. We will not honour any referrals that are deemed by us, in our absolute discretion, to be unreasonable, unlawful, at risk of requiring an Australian Credit Licence or for any other reason we believe are not in the spirit of the Athena Ultimates Referral program. All other Athena Terms & Conditions remain valid and binding on you, and are not superseded by these Ultimates Referral Offer Terms. Thank you for reading all that, our lawyer will be happy.
We may have to cancel an “Ultimates Referral” bonus payment because:
- We believe any of your access methods are fraudulent, or are suspected of being used in a fraudulent way
- Your conduct is in breach of the terms and conditions
- We have closed your account
- We believe the security or quality of Athena’s products or related services are threatened
- You have unpaid charges on your account
We retain the absolute right to stop the Ultimates Referral program at any time and to change the conditions or incentive of the Program.
Conditions for Referrers (Existing Athena Customers)
You must have at least one open settled Athena home loan to participate in the Ultimates Referral program and have your Refer-A-Mate code remain valid.
A $250 bonus payment will be paid to the referrer when the person they refer submits an Athena home loan application with their Refer-A-Mate code and becomes an Athena customer when their loan settles.
Conditions for Referees (Your Mate)
Referees must be new customers that have not settled an Athena home loan before. A $250 bonus payment will be paid to the referee when they submit an Athena home loan application with a Refer-A-Mate code and become an Athena customer when their loan settles.
Payment of referral bonuses associated with Refer-A-Mate codes will only be paid on settlement of the referee's (your mate's) Athena home loan and satisfaction of qualifying criteria as detailed above.
Refer-A-Mate codes may be cancelled at any time after they are issued, at our sole discretion.
Last modified 20 April 2021
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